BCS Insurance Company Plans for Over 50 Employees
| These plans are available to Franchise operators with a total of 51 employees or more, including non-Choice properties. |
5k Plan |
10k Plan |
Annual Maximum Benefits |
$5,000 |
$10,000 |
Annual Deductible - Individual |
$200 |
$200 |
Annual Deductible - Family |
$500 |
$500 |
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Outpatient Medical Expense Benefits |
Annual Outpatient Maximum Benefits |
$1,500 |
$2,000 |
Coinsurance |
80% |
80% |
Doctor’s Office Visits |
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Per Visit Co-pay |
$15 |
$15 |
Coinsurance |
100% |
100% |
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Inpatient Medical Expense Benefits (subject to annual maximum) |
Coinsurance |
80% |
80% |
Room & Board per day amount |
$200 |
$400 |
ICU per day amount |
$400 |
$800 |
Other Hospital Services Maximum |
$1,000 |
$2,000 |
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Prescription Drug Coverage Benefit |
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Generic Co-pay |
$10 |
$10 |
Brand Co-pay |
$30 |
$30 |
Monthly maximum (no carryover) |
$50 |
$50 |
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Accidental Death Benefit |
Employee |
$10,000 |
$10,000 |
Spouse |
$5,000 |
$5,000 |
Dependent (6 months to 24 years) |
$5,000 |
$5,000 |
Dependent (15 days to 6 months) |
$1,000 |
$1,000 |
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Weekly Rates |
Employee |
$18.95 |
$26.95 |
Employee +1 |
$41.69 |
$59.29 |
Employee +Family |
$66.33 |
$94.33 |
Exclusions and Limitations »

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