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Additional Benefits

Dental Benefits
Annual Maximum Benefits$750
Deductible$50
Coverage A - Exams, Intraoral Films and Bitewings
Waiting Period0
Coinsurance80%
Coverage B - Filings, Oral Surgery Repairs for Crowns, Bridges and Dentures
Waiting Period3 months
Coinsurance60%
Coverage C - Periodontics, Crown, Bridges, Endodontics and Dentures
Waiting Period12 months
Coinsurance50%

Short-Term Disability Plan
Maximum Benefit Amount per Week$150
Percentage of Weekly Base Pay60%
Waiting Period (Benefits will begin paying immediately if hospitalized)7 days

Term Life Plan
Employee Life Benefit (reduces to 75% at age 65, 50% at age 70)$10,000
Spouse (terminates at age 70)$5,000
Dependent (6 months to 24 years)$5,000
Dependent (15 days to 6 months)$1,000
Dependent (under 15 days)$0

Vision Plan    
Eye Examination for EyeglassesFrequencyCoinsuranceDeductibleMax Benefit
1 visit per 12 months80%$5 per visit$25
Choice A: Eye Glasses    
Lenses2 lenses per 12 months75%$15 per purchase$35-$75*
Frames1 pair per 12 months75%$15 per purchase$25
Choice B: Contact Lenses2 lenses per 12 months75%$15 per purchase$95
Choice C: Disposable Lenses12 month supply per year75%$15 per purchase$75
     
 
* Single Vision $35, Bifocal $35, Trifocal $50, Lenticular $75
 

Employees Toll-Free Service Hotline: 1 (866) 798-0803          Employers & Brokers: 1 (877) 280-9788
Employees already enrolled in Essential StaffCARE (Click Here)      Health Care Providers call 1 (866) 798-0803
Benefit plans are underwritten by BCS Insurance Company